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The older you are, the less likely you are to make a claim. As a result insurance companies charge lower premiums for more mature drivers.
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Women are statistically less likely to have an accident and, if they do, it's less likely to be serious. Because of these statistics women benefit from lower premiums. It is also worth noting that if you represent one half of a couple you should consider having the female as the primary driver with the male as the second driver.
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