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Some dealers may offer only one brand of contract, and this may be either the manufacturer's brand or an aftermarket brand, depending on the dealer. If they do not initially offer the manufacturer's brand you should specifically ask about it to see if they have one. I remember going to one dealer with a friend who was purchasing a new Ford SVT Contour. My friend was offered an extended warranty for the vehicle, but it was an aftermarket brand of contract. He asked about the Ford Extended Service Plan (ESP) brand of contract but the finance person told us that they sold only the aftermarket brand and did not have any information on a manufacturer-backed warranty.
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Some dealers do mark up their prices over the suggested retail of an extended warranty plan. Just like additional dealer markup (ADM) on vehicles, the difference is that ADM is posted on the vehicle. You never know when the dealer is giving you suggested retail or their own higher price for a warranty. It's best to ask them straight out, then double check prices with another dealer. Why not try to negotiate a better price on the extended warranty, just like you did on the vehicle? After all, you are an Edmunds.com reader.
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